Let us get into the basics and first know what is PCI. The Payment-Card-Industry Data Security Standard or PCI DSS is basically the set of those security standards that are designed for ensuring all companies accepting, processing, storing or transmitting credit card info to maintain a properly secured environment. The requirements for PCI DSS include a set of stringent security protocols, which business houses need to implement for protecting their credit card data and also for complying with this Standard. These requirements were originally put forth as well as maintained by the PCI Security Standards Council.
Now that we have understood what Is PCI, let us understand what is the need of PCI? The PCI DSS is much needed for all businesses, which are, in any way, transacting with the help of credit cards. Many healthcare firms, as well as hospitals, also need PCI compliance along with HIPAA compliance as 2 important parts of their enterprise security portfolio.
Patient Data security is prime and thus the need of PCI cannot be averted for those medical entities that are processing, accepting, storing or transmitting credit card info. Even though PCI DSS has to be implemented by almost all entities that are processing, storing or transmitting cardholders’ data, but formal validation for this PCI DSS compliance is not a mandatory thing for all those entities. Presently, both Visa, as well as MasterCard, need merchants as well as service providers who have to be validated as per PCI DSS.
Some healthcare firms need both HIPAA compliance and also PCI DSS compliance; including covered entities as well as business associates which are accepting credit cards, debit cards, or other such payment generation cards. Many people have this belief that if they are compliant with any one of these two, then it would cover the other. This thought is so not correct. PCI and HIPAA are 2 separate and distinctive sets of security requirements. And each one of these is especially designed for different information types. On one hand, HIPAA is designed by Government bodies that are trying to protect crucial citizen data. On the other hand, PCI is designed by the private industry for reducing fraud-related costs as per the loss of payment card info.
Cloud has immersed into the systems so much so that today’s work systems are totally cloud-run, and with sensitive medical information, data storage over cloud data centers is something that is highly risky. In light of the benefits offered through these cloud-based work practices, this fact cannot be negated that even medical centers cannot do without cloud working systems and they are a kind of indispensable now. But again, this creates many security gaps and lapses into the systems, making the sensitive patient medical records and other personal data including their card info prone to leakages, thus inviting crimes. CASB solutions can thus really help enterprises with PCI compliance. These solutions are customized to meet specific requirements of respective medical offices and are deployed as per the need that is generated in that particular medical center. With superlative presence of cloud run operations, only a CASB can provide that extra security layer protecting the medical organizations from any damaging data thefts. Using a CASB solution definitely encompasses many security protocols made through restrictions and policies imposed on users, thus ensuring enterprise security from grass root level.